At MCPayment.com, we are committed to protecting the privacy of individuals and merchants and safeguarding information entrusted to us. It is one of our highest priorities.

Information Gathered from mcpayment.com website
As a payment gateway provider, our business involves the receipt, processing and transfer of messages, which contain payment transaction data. The purpose for collecting this information is to execute our commercial service and to provide merchants, financial institutions and third party processors with the transaction data generated by their activities.

We also collect and retain certain information, including names and email addresses, from individuals or entities who voluntarily choose to download products available through our website. This information is required in connection with the licensing arrangements associated with such downloading and use of our products.

When you visit our website, information is not collected that could identify you personally unless you choose to provide it voluntarily. You are welcome to browse these websites at any time anonymously and privately without revealing any personal or financial information about yourself.

Security
At mcpayment.com, all the information you provide to us is securely maintained and is kept strictly confidential.

How We Safeguard Your Information
We use up to date technologies and maintain current security standards to ensure that personal and transaction information is protected against unauthorized access, disclosure, inappropriate alteration or misuse. All safety and security measures are also appropriate to the sensitivity level of your information.

Electronic files are kept in a highly secured physical environment with restricted access. Paper-based files are also kept in secure locations with restricted access.

Online Security
We diligently manage our infrastructure with leading edge security mechanisms. Our security practices are reviewed on a regular basis and we are proactive in deploying technologies to ensure that the confidentiality and privacy of your information is not compromised.
mcpayment.com websites use Secure Socket Layer (SSL) and 128 bit encryption technologies to enhance security when you visit the secured areas of these sites. SSL is the industry standard protocol for protecting and maintaining the security of message transmissions over the Internet.

To safeguard against unauthorized access to your accounts, you are required to "sign-on" using an encrypted password to certain secured areas of mcpayment.com websites. If you are unable to provide the correct password, you will not be able to access these sections.
To ensure your connection to the protected areas of mcpayment.com websites is secure, look for either a 'closed lock' or an 'unbroken key' icon located at the bottom right hand side of your browser's task bar. You may also check the Address bar to determine if SSL (Secure Socket Layer) is active by looking at the beginning of the address. If it starts with "https" rather than the standard "http", then SSL is operating.

Anonymous/Non-Personal Information
At mcpayment.com, we collect anonymous/non-personal information. Anonymous/non-personal information is information that cannot be associated with or traced back to a specific individual or business entity. For example, our web servers collect some anonymous/non-personal information automatically by web servers when you visit our websites. Gathered electronically, this information may include the pages you visited, the type of web browser you are using, the level of encryption your browser supports and your Internet Protocol address. The anonymous/non-personal information collected may be used for research and analytical purposes. For example, we are able to determine how many times our online privacy policy has been visited but we do not know any specific information about those visitors.

To help us better understand our markets, we may also gather information for analytical purposes by conducting anonymous customer surveys and by extracting demographic information from existing files.

When Information May be Disclosed to Third Parties
At mcpayment.com, we keep personal and transaction information confidential except as authorized or required by agreement or by law.

The terms and conditions associated with acquiring specific products or services from mcpayment.com are set out in our customer agreements. With respect to the matter of privacy, these agreements authorize and require us to: collect payment transaction information from merchants, financial institutions, and third party processors, use this information to provide the services requested of us, process and transfer this information among processors, acquirers or financial institutions who are legitimately involved in the transaction processing sequence.

Our Employees
In the course of daily operations, access to private, sensitive and confidential information is restricted to authorized employees who have a legitimate business purpose and reason for accessing it.

As a condition of their employment, all employees of mcpayment.com are required to abide by the privacy standards we have established. They are also required to work within the principles as set out in our internal Employee Rules and must follow all applicable laws and regulations. Employees are well informed about the importance of privacy and security and they are required to sign a confidentiality agreement that prohibits the disclosure of any information to unauthorized individuals or parties.

About Cookies
A cookie is a small text file containing a unique identification number that a website sends to your computer's web browser. While you visit a particular site, a cookie may be used to track the activities of your browser as well as provide you with a consistent, more efficient experience.
mcpayment.com's websites are cookie free, with the exception of our secured areas where cookies are used for security purposes.

Updating this Policy
Any changes to our privacy policy and information handling practices shall be acknowledged in this policy in a timely manner. We may add, modify or remove portions of this policy when we feel it is appropriate to do so. You may determine when this policy was last updated by referring to the modification date found at the bottom of the privacy website.

Other Websites
mcpayment.com websites may contain links to other third party sites that are not governed by this privacy policy. Although we endeavor to only link to sites with high privacy standards, our privacy policy will no longer apply once you leave mcpayment.com websites. Additionally, we are not responsible for the privacy practices employed by other third party websites. Therefore, we suggest that you examine the privacy statements of those sites to learn how your information may be collected, used, shared and disclosed.

June 2011